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June 2018

A Three in one Company


On 7th of November 2016, the Texas Bankers Association held their 5th Annual Strategic Opportunities and M&A Conference at New Orleans, Louisiana. Usually, this is a forum where bank leaders, consultants, and advisers meet to share their views concerning the key opportunities and challenges that they face. In this forum, all the participants and the panelists analyze strategic opportunities by use of M&A activity and by organic growth and branching. The topic of discussion for the forum was “Reinventing Community Banking: Perspectives on Competing by Innovation”. Among the panelists was the CEO and the President of NexBank Capital, Inc.; John Holt who actively participated in the topic of discussion.

NexBank is a financial institution that offers its services to the clients through three main Businesses which include Mortgage Banking, Institutional Services, and Commercial Banking. As a commercial bank, it offers various services such as giving commercial loans to corporations and small business that require financial support. It also provides Agency services such as administrative agency which include Covenant monitoring, Document review, Problem resolution and compliance verification to borrowers. As a commercial bank, it also deals with Real Estate lending where it offers permanent loans to residential properties, quick short-term loans to the institution and also advice the real estate owners on the best way to acquire funds for expanding or developing their properties.

In Mortgage Banking it deals with warehouse lending where with a warehouse line the clients are able to get more capital resources as well as new lines of credit. A client with a warehouse line can enjoy attractive pricing, quick and reliable funding, as well as complimentary products. In institutional services, it gives financial aid to institutions, acts as a financial advisor to the real estates, and it also offers depository services for the public funds.

Know Why Heather Russell Has an Impressive Legacy

Heather Russell happens to be a competent business lawyer with a global reputation. Her experience portfolio is diversified. She is well-conversant with regulatory compliance, business law, and financial services. Her experience has opened a great door for her to lead TransUnion. She is not only an executive team leader in this organization but also a diligent legal team leader. Russel went to William and Mary College and graduated with a degree in English. She also studied biology in the same college.

Russel then proceeded to the American Law College at Washington University where she graduated with honors. After receiving her Juris Doctorate, Russell decided to expand her public legal appointments. This has made her resume impressive. She has shown a lot of continued advancement and progress in business and corporate law. Heather Russell has held various esteemed legal positions in different reputable organizations. She was the Associate General Counsel at the Bank of America for about five years. She also brought immeasurable achievements at BNY Milton where she worked as the Global Chief Regulatory Counsel. Russell was privileged to serve as the Head of Regulation Affairs and Public Policy. has mentioned that Russell has always expressed excellent corporate governance in any of the organizations she has worked for. At Fifth Third Bank, Russell held three different executive positions. She has been a Corporate Secretary, Chief Legal Officer, as well as, Executive Officer. She showed tremendous leadership and took the organization to a different level. She was in a legal firm called Buckley Sandler before she went to TransUnion. From the time she accepted the position, she has shown she was the best fit for the team. Most financial institutions seek her services because of her high-level insight. Heather Russell gives competent technology practice and regulatory, supervisory services. Her high-level and diverse experience and her intellectual expertise expose her as a great legal steward and corporate advisor.

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HCR Wealth Advisors Helps Clients Plan For Financial Success and Manages Wealth Through Developing Interpersonal Relationships

HCR Wealth Advisors puts its clients first, especially when it comes to asset management and helping to educate their clients. This registered investment advisory firm prides itself on developing custom financial plans and helping its clients accomplish their personalized goals. HCR Wealth Advisors is different from a money manager because they look at the whole person and not just their portfolio of investments and assets that the manager could make money off of. The relationship is oriented in a way that allows HCR Wealth Advisors to take the time to truly understand their clients and their financial portfolios. The firm also looks at the future hoping to help clients reach their financial destination ensuring the steps taken and goals the clients have set are based on actual strategic financial principles.

Oftentimes, individuals encounter periods in which they are facing tragic losses with various negative situations or positive life circumstances financially. With both avenues people face, each situation needs greater levels of financial literacy to ensure a safe and healthy wealth outcome for years to come.

HCR Wealth Advisors helps their clients develop a plan that is smart and intuitive based on the actual needs of their finances and goals, helping them find integral pieces of planning and wealth management to allow the customer to experience a more comprehensive relationship that is much more than handing over their finances to someone else to manage.

HCR Wealth Advisors states how Rome wasn’t built in a day and that is relevant to financial recommendations. When the firm meets an individual it lays out personalized strategies and provides real time access to the portfolio and the team so that clients can track and to evaluate the financial strategies and recommendations while also educating clients about suitable income and investment opportunities available. HCR Wealth Advisors is quite relevant in the events occurring in today’s market and in today’s financial realm. The firm truly invests in the individual as they invest in their future.

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Hussain Sajwani Narrates his Struggles and Accomplishments in Real Estate

As soon as eighteen months ago, the real estate market in Dubai has been experiencing setbacks linked to the rising economic challenges. The business has vastly been dwindling as well. However, there is one man who has managed to maintain his empire in the same industry. His name is Hussain Sajwani, and apparently, he is very successful not only in real estate but also in the hospitality industry. From the look of things, he is one individual who has managed to maneuver his ways in the business.

Mr. Hussain Sajwani is the son of Ali Sajwani, a man who was well known for owning a successful wholesale outlet that dispensed different products including vests, shirts, and pencils among others. While his father was a traveler, he remained at the shop as the manager. That is how he managed to grasp the basic skills of running a successful business. When he was ripe enough to go to school for higher education, Hussain Sajwani the DAMAC owner moved to America thereby majoring in economics and engineering. With that said, the two courses were instrumental in building his career.

For Hussain Sajwani the DAMAC owner, employment was not his forte. He aspired to own an empire just like his father. So even if he landed a luxurious job at GASCO in Abu Dhabi, he was hardly impressed. Therefore, he chose to leave and start a business. He ventured into catering and used this company to supply food and other catering items to different clients in Dubai. Being a man who was pushed to excel by the tough life he experienced as a child, the DAMAC owner started another business in real estate. With DAMAC Properties, he has been able to provide high-end properties for clients.

Recently, Sajwani had the opportunity to appear in an interview that prompted him to discuss his success stories. From the look of his answers, he is one man who has defied all odds by wearing strong traits that have propelled him to grow his career further. Sajwani’s wealth in property development has vastly and steadily risen over the past few years. Perhaps that is why he was even able to venture into the golf courses project. He goes on to describe his success as one that has been established on the virtue of patience as well as determination. (Source: Facebook)


Doe Deere’s Candid Exchange With the Stylist

The Stylist’s interaction with Doe Deere, the founder of Lime Crime, has uncovered many interesting encounters of her life and career. From her bold approach to normalizing vibrant colors to being a subject of negative publicity for her past mistakes, Doe has come out much resilient than before.


On being questioned what makes a beauty brand or a product a cult product Doe answered with cheek sassiness explaining that to her the word cult means being unique. It means providing something of unmatched nature, or, precisely, what others cannot offer. In a competitive market it is important to stand out. You should express individualism when you’re surrounded by a crowd.


She also relates how her brand being 100% vegan and cruelty free reflects her personality and attitude towards the cause of animal testing. In addition, she shared how her and her brand associates do a lot charity work related to animals.


When the Stylist asked Doe if she’s ever made mistakes as an entrepreneur (and if yes, how did she overcome them), Doe acknowledging her weak moments explained that everybody makes mistakes but the central part is the lesson you draw from them and how they mold you. Lime Crime is a good example of a company that has risen above its indiscretions, regained its composure and continued competing in the world of cosmetics.


Doe stressed on self expression when the Stylist confronted her with the growing obsession with glitters, unicorns and the whimsical. Social media being the leading trend leads everyone to confirm, this is why being different should be the drill. With regards to Lime Crime’s funky makeup palettes, Deere stated that a palette is a great way to relay a specific story for each color that is beautifully packaged together.


The Pocket Candy Palette saw a huge hue on Instagram, particularly its packaging and styling. Doe explained her inspiration for this came from her nostalgia for toys, especially from the thought of glossy, polished and candy like toys. Doe takes great liking to social media responses towards her new releases and loves interacting with her customers. The feedback keeps her motivated to create more products that align with the interests of her consumers.


With regards to her current hair dye production, Doe has been positive about continuing to introduce hair dyes as many girls are coloring their hair these days. It is always best to keep up with the trends, and since Lime Crime is all about self expression, there’s really no point in lagging behind when it comes that. Doe has been an ardent hair dyer since the last ten years of her life. Her dye products can very well be a tribute to her fascination for her vibrant hair colors.


Bringing her candidate interaction to an end, Doe shared what she’d say to her younger self “do not be afraid of makeup or hair color, it will set you free”


Lime Crime has attained certification for being Vegan & Cruelty-Free by PETA & Leaping Bunny.


Read to learn more.

The Outlined Growth Of Hussain Sajwani

Hussain Sajwani is an entrepreneur has thrived through his love for business and growth. He ventured into real estate business where he has grown to gain a great reputation both in his area and beyond. The chance to gain experience through working with several investors as well as having a supportive group of people surrounding him attributed to his growth. Working as a catering officer in the industry was the start of his career.

He is the founder of DAMAC properties which is a real estate company that provides many services related to the venture. It is specialised in the catering services, the building as well as delivering in tenders among other real estate-related issues. The company has grown to establish many properties which have been beneficial to the government as well as the republic. Through the good services provided by DAMAC Company, Hussain Sajwani has gotten the privilege to work in many contracts and do business with many other investors.

According to a post from, The purpose of the company is to provide good services and give back to the community. Therefore, Hussain Sajwani works with a team of workers who work diligently to fulfill the needs of the clients. It has established many buildings and other properties that have been used for commercial purposes and for residential purposes as well. Therefore, he has grown to be an investor with a lot of impact which made him to be recognized as the entrepreneur of the year at some point.

Moreover, Hussain Sajwani, the DAMAC owner has had the opportunity to work with great personalities such as Donald Trump who is the president of the United States. His company was expected to create a luxurious golf and leisure resort in Arabia for Donald Trump. The business partnership eventually ended up into the realization of one of the most remarkable resorts created in the modern way. Moreover, Hussain Sajwani has grown to be more than a business partner and they are personal friends with Donald Trump. For instance, the recent social event of Hussain Sajwani was attended by many one being the son of Donald Trump. Therefore, Hussain Sajwani, the DAMAC owner is an investor to emulate.

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How Waiakea Can Get People Drinking More Water


Society has lost its discipline in so many ways. One of the ways that society has lost its discipline is in its consumption of water. People are not drinking as much water as they used to. One of the reasons that they are not drinking as much water is that it does not have an appealing taste. People prefer to drink soda over water. One of the major problems with this preference is that it can cause people to suffer from many different dietary problems. However, there is another factor that is worth considering when it comes to water.


One of the largest factors is the acidic nature of some forms of water. A lot of the bottled water that is sold is acidic. In some cases, it is even more acidic than the water from the tap depending on the city. However, there are new water companies that are bringing higher qualities of water to people. Waiakea is one company that has the highest quality of water. It not only has Hawaii volcanic water but also offers water that has a great pH level. Therefore, people can rest assured that they are getting long term benefits from water.


One of the ways that Waiakea can influence people in drinking more water is telling them about the type of water they offer. They can talk about the benefits of water and how Waiakea goes beyond what is offered in water. This can encourage people who want to be healthier and even look better. People will get to experience benefits like improved mental function and weight loss as well as a lower risk of cancer because of the balanced nature of water from Waiakea. It shows in the taste as well. Therefore, people are going to be enjoying some great taste and great benefits.

Heather Russell Brings Global Financial Service Expertise to TransUnion

Heather Russell brings a high level of legal expertise and global financial service experience to TransUnion as their new Executive Vice President and Chief Legal Officer and new member of their Executive Committee. The tremendous background and exceptional track record of continuous career advancement in the financial sector as a lawyer and executive member, Heather Russell will be a valuable asset to the TransUnion organization.

According Wikipedia, Heather Russell was educated at the College of William and Mary where she graduated with an English and Biology Bachelor of Arts Degree. After her undergraduate degrees were accomplished, she pursued her Juris Degree at American University Washington College of Law where she graduated with honors. Heather accepted her first law position as a Law Clerk for The Honorable Claude M Hilton Chief Judge US District Court Eastern District of Virginia. After this position, Heather accepted an opportunity to work at Skadden, Arps, and Affiliates what she served as Counsel for over 7 years and developed a skill set as a shrewd and truly brilliant business lawyer.

In 2006, Heather Russell accepted a position at Bank of America as Associate General Counsel and Senior Vice President. She also served Fifth Third Bank as Executive Vice President and Chief Legal Officer for the organization. Her last career position was as Partner at Buckley Sandler LLP where she provided strategic supervision over there fintech practices and other financial regulation areas. After a successful career of increased responsibility and experience, Heather Russell has developed a strong portfolio of high-level intellectual corporate governance as a legal executive specializing in financial service and regulatory compliance areas which makes her a perfect fit for the TransUnion organization. Heather Russell brings a global financial service expertise and consumer financial services, data privacy and security and government regulation knowledge that will provide a valuable foundation for her tenure as Chief Legal Officer at TransUnion.

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